The safe 3a account with return opportunity

Protect your savings with a guarantee and give it a chance to grow.

Our bank partner

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3a App

What only bench offers you

Return opportunity

Depending on the guarantee product you choose, you can expect a return of around 1-4% per year. This return opportunity is smaller than with 3a investment funds solution, but considerably higher than with a normal 3a account.

Renditechance

Guarantee

You choose the guarantee level for your deposits in the app. When you retire, you will always receive at least your guaranteed amount back. 3a investment fund solutions do not provide this kind of protection.

Garantie

Simple & flexible

You contribute when and how much you want, up to your 3a maximum amount. You do not enter into any obligation.

Einfach & flexibel

Save taxes

You can deduct your contributions from your taxable income, just like with an ordinary 3a account.

Steuern sparen

Transfer existing 3a assets

You can easily transfer your existing 3a assets to bench in the app. This way you can also protect your existing savings with the bench guarantee.

3a Gelder transferieren

Open an account without obligation

Our guarantee products

Select in the app and change at any time

bench 100

At retirement 100% guarantee on your contributions

Return opportunity

Renditechance

Provider

Logo glarner kantonalbank

bench 90

At retirement 90% guarantee on your contributions

Return opportunity

Renditechance

Provider

Logo glarner kantonalbank

bench 80

At retirement 80% guarantee on your contributions

Return opportunity

Renditechance

Provider

Logo glarner kantonalbank

Provider

Logo glarner kantonalbank

Your return opportunity depends on the guarantee product and your age.

How much 3a capital can I expect to get?

Image

0.8% per year

Flat fee

The flat fee is 0.8% of the account value per year. In the app and on our website, we only show values that already include the flat fee. Your guarantee amount will not be reduced by the flat fee.

bench is for you if...

  • your are saving for your retirement in the long run.
  • you want to give your 3a savings a chance to grow.
  • you are not comfortable with investing in 3a investment funds.
Max sitting on a red rocket

Interested?

Open a bench 3a account in just a few minutes. All you need is your smartphone and your ID.