What only bench offers you
Depending on the guarantee product you choose, you can expect a return of around 1-4% per year. This return opportunity is smaller than with 3a investment funds solution, but considerably higher than with a normal 3a account.
You choose the guarantee level for your deposits in the app. When you retire, you will always receive at least your guaranteed amount back. 3a investment fund solutions do not provide this kind of protection.
Simple & flexible
You contribute when and how much you want, up to your 3a maximum amount. You do not enter into any obligation.
You can deduct your contributions from your taxable income, just like with an ordinary 3a account.
Transfer existing 3a assets
You can easily transfer your existing 3a assets to bench in the app. This way you can also protect your existing savings with the bench guarantee.
Our guarantee products
Select in the app and change at any time
At retirement 100% guarantee on your contributions
At retirement 90% guarantee on your contributions
At retirement 80% guarantee on your contributions
Your return opportunity depends on the guarantee product and your age.
How much 3a capital can I expect to get?
0.8% per year
The flat fee is 0.8% of the account value per year. In the app and on our website, we only show values that already include the flat fee. Your guarantee amount will not be reduced by the flat fee.
bench is for you if...
- your are saving for your retirement in the long run.
- you want to give your 3a savings a chance to grow.
- you are not comfortable with investing in 3a investment funds.