Depending on the guarantee product you choose, you can expect a return of around 

% per year. This return opportunity is smaller than with 3a investment funds solution, but considerably higher than with a normal 3a account.

Return opportunity

You choose the guarantee level for your deposits in the app. When you retire, you will always receive at least your guaranteed amount back. 3a investment fund solutions do not provide this kind of protection.

Guarantee

You contribute when and how much you want, up to your 3a maximum amount. You do not enter into any obligation.

Simple & flexible

You can deduct your contributions from your taxable income, just like with an ordinary 3a account.

Save taxes

You can easily transfer your existing 3a assets to bench in the app. This way you can also protect your existing savings with the bench guarantee.

Transfer existing 3a assets

What only bench offers you

The bench 3a-solution will not be continued. All details can be found in the 

All existing customers will be informed directly by bench about the next steps.

We thank all customers for their trust. The bench team is available to answer any questions

bench 100

bench 90

bench 80

% of the account value per year. In the app and on our website, we only show values that already include the flat fee. Your guarantee amount will not be reduced by the flat fee.

your are saving for your retirement in the long run. 

you want to give your 3a savings a chance to grow.

you are not comfortable with investing in 3a investment funds. 

Bench 3a-solution will not be continued